Welcome to Steve Shorr.com and

Health Reform Quotes.com 

Welcome to our Website 

Steve Shorr Insurance is here to help you get the proper Insurance coverage for your financial protection, needs and budget. 

We've been in the Health & Life Insurance business since 1975 and have tons on educational and practical experience.  There is no extra charge for our services as guaranteed by law. Section 1301 a 1 c (iii) PPACA  *  42 U.S. Code § 18021,   The premiums are the same whether you go direct to an Insurance Company, another agent or hopefully us.  Here's 17 reasons you'll be happy with us as your agent/consultant as we will give you more detail, explanation, no fake news,  references to the actual law, regulation, official brochures and not just guesses or hype off the top of our head.

We provide numerous ways to contact us...  see our menu above, meeting scheduler & contact below, email [email protected]  or the red button at the bottom of your smart phone or lower right if you're on a full screen monitor. 

We are happy to  answer questions from our website visitors at no charge or obligation, when questions are asked on the relevant page of our website.   Check out our unsolicited comments, testimonials from clients and website visitors.

Guaranteed Issue - No Pre X Clause
Quote & Subsidy Calculation
No charge for our complementary services

Guaranteed Issue - No Pre X Clause - Quote & Subsidy Calculation - No charge for our complementary services - If not in CA click here for Nationwide Quotes

Watch our 10 minute VIDEO
that explains everything about getting a quote

steve video

FAQ’s

  • How do I #find out the premiums and benefits?
  • How do I know if I qualify for Covered CA subsidies?
  • What is the definition of MAGI Income?
  • It’s not open enrollment and I can’t wait till January 1st to start coverage. Is there a way around that?
  • I don’t understand all the big words – do you have a glossary?
  • What about an Employer Group Plan?
  • How do I set up a time to talk & confer with you and get the real  bona fide information and not just wild guesses or hype  I get when calling others and waiting on terminal hold?
  • How to transfer from your Employer Plan to an Individual Plan?
  • Habla Espanol?  Do you speak Spanish?
    • No, but here’s a top agent who I met at a trade show that does.
    • Hola!   Mi nombre es Betina Castellon y soy una agente licenciada de California por 20 años y me he especializado en seguros de salud durante los últimos 15 años.  Es mi pasión ayudar y servir a mi comunidad. Si desea informacion en como inscribirse en un plan medico por medio de CoveredCA o si tiene 65 años o mas y desea inscribirse en un plan de Medicare, por favor comuniquese conmigo al (805) 500-6659 o envieme un correo electronico a [email protected].    Gracias Mil!
  • Your website is terrific. I imagine you must command a high fee for your guidance and expertise. How much to you charge for a consultation? Ongoing Service?
    • We are paid by the Insurance Companies to help you, so the price is the same.
    • We do have a tutoring and research option for those with say wanting help choosing from their employer plan options.
  • Greetings,I I have applied for permanent disability and have no more income. I just received medi-cal coverage and not sure what plan to pick. Over the phone they advised to have my Dr. Request straight [Fee for Service] medi cal.
    • My question is, can I purchase SUPPLEMENTAL INSURANCE with my new medi-cal coverage?
    • I’m concerned that my doctors will not take medi-cal, as I have specialized doctors that I have been seeing for years, and cannot leave them due to my special health care needs.
  • See our webpage on Medi Cal & Dual Coverage.
    • Here’s everything we know about selecting which Medi-Cal plan you want. We do not get a nickel in compensation for helping people with Medi Cal.
    • Read down and there is some information on getting an exemption from enrolling in an HMO Medi Cal. There is a form, when you follow the links for you and your doctor to fill out.
    • You can purchase insurance directly from an Insurance Company – but there won’t be any tax subsidies, as you are qualified for Medi Cal.
    • Get quotes here.
    • If you have more questions… Please post on the relevant webpage.
  • Just a thank you for your information and friendliness. You sent me links and warned
    me of the legalese. Appreciate your kindness. If I can ever return the favor, please let me know.

 

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