Where can I get more detail on HIPAA (after COBRA) Guarantees & Procedures?

This page is HISTORICAL.
Get ACA quotes here.

Find your Evidence of Coverage, from your Employer Group Health Plan SAMPLE,  and you can get TONS of detail on HIPAA, COBRA & Cal COBRA
Search .pdf forms

Federal  Center for Medicare & Medicaid  Site -General Info

CA Department of Managed Health Care
Dept. of Managed Health Care

CA Insurance Code


Protecting your Health Coverage HCFA

See Consumer Links, below.


Who regulates HIPAA?

Appeals & Grievances

HIPAA is for Privacy, not guaranteed medical coverage, isn’t it?  (top)

I guess the medical portion was tacked on somewhere.  All the information you need is on this webpage and this website.

To learn about privacy, click here.

Consumer Links

DOL 30 Page Explanation of HIPAA
DOL HIPAA Overview Brochure

Department of Labor
FAQ’s  More Info – Job Loss

Disability Benefits 101.org
HIPAA and CA Protections

CMS.Gov  Health Reform for Consumers

Similarly Situated Individuals – Protections
How to determine Similarly Situated Employees


Kaiser Individuals & Families  HIPAA   (top)
Kaiser only does their HIPAA plans direct and not thru brokers, this link is simply here as a public service (Leviticus 19:9
If you want to hire us as consultants that would be $150.

Rates for other Insurance Companies Posted on CA Department of Managed Care Website

CIGNA is committed to delivering affordable, quality health plans in the markets we serve. Provisions of the  recently enacted Patient Protection and Affordable Care Act (PPACA) have necessitated changes in order for  CIGNA to remain cost competitive. As a result, effective October 1, 2010, commissions will no longer be paid on any Individual & Family Plan policy containing one or more Guaranteed Issue customers.

Effective October 1, 2010, this change will impact:

  •          Existing policies covering one or more persons on a Guaranteed Issue basis
  •           New policies covering one or more persons on a Guaranteed Issue basis

For questions or more information, call CIGNA Sales Support at 1-877-CIGNA-15, 8 a.m. ? 8 p.m. Eastern Time.

  • Guaranteed Issue is defined as a case that covers any customer under age 19 who would have been declined coverage prior to the passing of PPACA or a HIPAA case.
  • All of HIPAA Technical & Research Links
    Techinical ALL of HIPAA Law and Research

    Internet and Electronic Transactions

     Uniform Electronic Transactions Act California Civil Code §1633.1.

    (g) “Electronic record” means a record created, generated, sent, communicated, received, or stored by electronic means.
    (h) “Electronic signature” means an electronic sound, symbol, or process attached to or logically associated with an electronic record and executed or adopted by a person with the intent to sign the electronic record.

    1633.7. (a) A record or signature may not be denied legal effect or enforceability solely because it is in electronic form.
    (b) A contract may not be denied legal effect or enforceability solely because an electronic record was used in its formation.
    (c) If a law requires a record to be in writing, an electronic record satisfies the law.
    (d) If a law requires a signature, an electronic signature satisfies the law.

    The new Obama’s Affordable Health Care Plan REQUIRES Web Portals

    Ehow.com Explanation


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