The NEW advance premium tax credit under Obamacare - PPACA is generally available to people with income under $45k for one person & $95k for a family of 4.
One my also visit our quote engine and the Insurance Company direct websites Blue Shield CIGNA Blue Cross Kaiser Health Net and use the KFF.org calculator for better (you get a detailed calculation, suitable for printing) tax planning and documentation at tax time. Then use the paper application for Covered CA if you need subsidies
If you already have affordable insurance (less than 9.5% of income for EmployEE and covers 60% of expected costs) from your employer or a government program like Medicare, Medicaid, Medi Cal you won’t be able to get the Premium Tax Credit, coveredca.com but you can still purchase guaranteed issue coverage using the premium and beenfits shown.
One BIG advantage to EmployER provided coverage is that it comes to you and your boss as a TAX FREE Benefit. Have your employer contact us for a free consultation and proposals. If you are contributing to your Employer’s Group Health Plan, your contributions can be Tax Deductible with a Section 125 POP (Premium Only) Plan.
CHFC study 8.14.2013 estimates 50% of applicants will get subsidies.
Check out Health Savings Account’s (HSA’s) to have the deductible tax advantaged.
§1.36b-1 Premium tax credit definitions
Check out related pages
Subsidy Chart for Individuals
Tool to review what’s better – Group or Individual Compliance
Quotes for Group Insurance – Just send us your census
Participation Rules – I haven’t seen any yet for 2014 – SHOP is 70%
Mandatory (Should) notice to give employees about Health Care Reform
Employer Tax Credit