3 minute video introduction from Steve

30 Second Video from CA Department of Insurance – NAIC – you don’t need to call them, we have everything on THIS website!

Click on logo to enroll in complementary support from Steve Shorr
Click on logo to enroll in complementary support from Steve Shorr
Steve - when he's not updating the website outside of Open Enrollment
Steve – when he’s not updating the website or it’s not Open Enrollment

10 Reasons of why YOU will feel better with Steve Shorr Insurance.

  1. There is no additional charge Section 1301 a 1 c (iii) PPACA   42 U.S. Code § 18021for our services in advising and helping you obtain the coverage best suited for your needs.  The Insurance Companies or HMO’s compensate us,  as it saves both you and them time and money.  Wouldn’t it be nice if the IRS provided you a CPA to help do your taxes at no charge?
    1. Click here to enroll in our complementary service for your Covered CA account.
    2. Visit Brokers Making a Difference.org
    3. The Benefits Guide.com
  2. Steve Shorr (double “r”)  our President and founder has over 30 years of experience and formal education, including a Bachelor of Science Degree from San Diego State University majoring in Insurance. He also holds the following designations: Chartered Property & Casualty Underwriter  CPCU;   Registered Employee Benefit Counselor REBC; Life Underwriting Training Fellow LUTCF  and Registered Health Underwriter RHU*, which gives us strong foundation in the Principles of Insurance. Since 1981 Steve has been serving individuals, small and medium businesses.

  3. We provide Instant 24/7 Quotes, Brochures & Enrollment Materials
    1. Of course, we are here to help you review the above materials and select the plans most appropriate to your needs, concerns and budget.
      1. California – Individual & Family Health Insurance
        1. Nationwide   We get a finders fee but are not your agent
      2. Nationwide Medicare Advantage and Prescription Drug Plan Quotes  – In CA email [email protected] or call  310.519.1335  us and we can get you enrolled
      3. Employer Group Health Insurance
      4. Dental Coverage
      5. Life Insurance
  4. We provide the ultimate in customer service in our role as your agent.  You will never wait on hold – email [email protected]  or call us 310.519.1335;  if we are helping another client, leave a message which will be returned within 2 business hours.
    1. We can also meet with  you face to face visits at your office, factory, home;  or at our office which is conveniently , located off the 110 Freeway in San Pedro, CA a suburb of Los Angeles..
    2. We don’t just give you an off the top of our head answer, but will email you an actual citation to the law or actual insurance company brochure, evidence of coverage, etc.
    3. We counsel you to get the coverage you need for financial security, as close to half of all bankruptcy filings are due to debt from medical expenses and not just trade dollars with the Insurance Companies.
  5. We monitor  Health Reform – Affordable Care Act, Insurance, and taxation Laws such as HIPAA, COBRA HSA’s, Section §125, The Governor’s Proposals, etc.   and post to this website. We do our best  to make sure our clients have the best coverage available, that it meets their needs and that our answers are the correct ones with actual citations to the law or Insurance Company official literature.  For example:
    1. No sense paying back advance premium subsidies because Covered CA doesn’t understand and gives the wrong advice that MAGI Income isn’t just what’s on line 37 of your 1040.
    2. Individuals & Employer Groups of one non-spousal w-2 employee or more are now guaranteed  medical & health coverage through any medical carrier, including HMO’s and PPO’s. AB 1672.& 1083  2701 10965.3
    3. Sample List of conditions and diseases that may be covered with NO Pre X clause under Health Care Reform. nlm.nih.gov/
    4. Employer provided fringe benefits (Health Insurance) are usually tax deductible for the employer and non taxable to the employee. Section 106   IRS publication 15b 

  6. We  represent  many fine Medical & Life Insurance companies to meet your needs, including but not limited to  Covered CA,  Kaiser, Blue Cross, Blue ShieldUnitedHealthcare, Oscar and  Health Net.
  7. As a public service we also link to various State & Federal Programs for the uninsured, low income, disabled, or chronic medical conditions.  (Leviticus 19:9)
  8. We get tons of Testimonials  – the more recent ones are in the Q & A at the bottom of most all of our webpages + numerous one in private emails.
  9. We maintain this extensive website which includes Video Explanations, Introductions and links to the actual law or Insurance Company brochures.  Sign up here to be notified of our website updates.

  10. This isn’t 10, 12 or 15 as some of the reasons are became sub parts of the ones listed earlier.

*Some of these degrees require continuing education and dues payments.  We show them as part of our formal education & training, not all may be current.  Take a look at our website, we are in constant training and self education.

 

Related Pages in Introduction to Our Services & Consultation »
Free Agent Support and Consultation  Section

Instructions on how to appoint us as your Covered CA Agent – NO CHARGE!!!

my notes…

10 minutes, per 28 CCR §1300.67.2.2. (c) (10))

 

 

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